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You will always be trading the mole for a scar, but the question really is, is it a good trade. If the scar is barely visible and the mole is quite raised and noticeable, then it is likely you will think it is a good trade to have it removed. If the mole is tiny, it may not be such a benefit to have it done. Remember that most insurance companies view cosmetic mole removal as something that is not medically necessary and not covered by insurance. But most dermatologists have a reasonable surgical fee for removal of these benign moles.